Flood insurance Protects your Valuables | North Carolina Insurance ...

While floods can cause major destruction, the damage caused by floods is not covered by standard Homeowners insurance. That?s why Lifestore Insurance and Travelers offers flood insurance through the National Flood Insurance Program. A flood insurance policy provides the specialized coverage you need to help protect your home, condo or business from rising waters.

Flood policies can provide coverage for:

• Flood damage to your home?s structure as well as items like your furnace and water heater
• Flood damage to your furniture, rugs, appliances, and clothing (with limitations for basement areas)
• Expenses you incur to protect your home against imminent flood damage by sandbagging or other measures
• Clean-up costs for covered items after a flood, including debris removal

Affordable options

Flood insurance may not be as expensive as you might think, and the benefits of coverage can vastly outweigh the costs of repairs and replacements. Properties located in low to moderate risk zones, may be eligible for a Preferred Risk Policy (PRP), a low cost option that will allow property owners and businesses to protect themselves against the devastating effects of flooding.

There when you need us

If your home, condo or personal property is damaged due to flooding, rest assured that Lifestore Insurance and Travelers has the people, resources, and services to resolve your claim quickly and professionally. A flood insurance policy typically has a 30 day waiting period before the policy can become effective. Therefore it is important to plan ahead. Simply call our Flood Claim Hotline at 1.800.252.4633?day or night.

Real life flood stories

See how flood insurance has helped customers recover their losses.?Watch video.

How much can flood damage cost you?

Use this interactive flood damage cost calculator to estimate common?flood-related expenses.

Assess your flood risk

Floods are the most common natural disaster in the United States.?Are you at risk?

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